***COVID-19 UPDATE*** The Inverness office will reopen on Tuesdays 21st July at 12.30pm and will be back to normal opening hours. Our head office will be reopening on Monday 10th August. Please continue to contact us via email on info@hccu.co.uk or leave a message on 01463 220884 for services. Please be patient if we take time in responding to your request. All other collection points will remain closed. For information on accessing our services please check the News-COVID-19 Important Members Update page.

***COVID-19 UPDATE*** The Inverness office will reopen on Tuesdays 21st July at 12.30pm and will be back to normal opening hours. Our head office will be reopening on Monday 10th August. Please continue to contact us via email on info@hccu.co.uk or leave a message on 01463 220884 for services. Please be patient if we take time in responding to your request. All other collection points will remain closed. For information on accessing our services please check the News-COVID-19 Important Members Update page.

A credit union is a not-for-profit financial cooperative, set up and controlled by its members in order to benefit their community

Credit Unions help their members take control of their finances by encouraging regular savings.

Existing members please click on the News page for important updates

Credit unions work by members saving in to a common fund. That fund is then used to give short-term loans to members should the need arise. Members are strongly encouraged to save as much and as often as circumstances allow.

In order to join any credit union, you must have something in common with its members – for example, a common locality or workplace. At Highland Communities Credit Union, that common factor is living or working in the Highland region.

Credit unions exist solely for the purpose of providing services for their members rather than making profits for third party shareholders.