About HCCU

A credit union is a not-for-profit financial cooperative set up and controlled by members with something in common to benefit their community. Credit unions work by members saving into a common fund. That fund is then used to give low-in…

APR Annual percentage rate of charge – this shows the overall cost of a loan, taking into account the term, interest rate and other associated costs. Basic bank account Allows you to receive money and pay bills. Opening one can be a …

What should I do if I am worried about debt? If you’re struggling financially, you may want to talk to someone independent. StepChange Debt Charity provides free, impartial debt advice and solutions to anyone struggling with their debts.…

As a credit union we encourage all our members to use a variety of financial institutions in order to get the most from their finances. However, at times it can be difficult to distinguish the differences between them, therefore we have cre…